Student Health Insurance
A Quick Guide to Finding Your Own Insurance
Finding insurance can be a hard and confusing process. Below is a quick guide of things to consider if you decide to find your own insurance rather than using the Lincoln University Student Health Plan. Some students search for public options through eHealth under "individual college student health plans." *
*This is not an affiliated partner with Lincoln University.
Plan Type
A plan where you must choose a primary care physician (PCP) and pay only for "In-Network" health care. The plan does not pay for "Out-of-Network" health care.
("In-Network": A list of doctors, hospitals, and clinics for which the insurance plan will pay.)
A plan where you may use any doctor or health care facility, but the plan pays more for "In-Network" health care. The plan pays for "Out-of-Network" health care, but not as much.
("In-Network": A list of doctors, hospitals, and clinics for which the insurance plan will pay.)
- Deductible: The amount of money you pay before the insurance company will start paying (Look for less than $1,000)
- Co-Insurance: The amount of money you have to pay on your total health bill after the insurance has paid (Look for anything less than 30%)
- Office Visit: The amount of money you have to pay every time you go to see the doctor. (Look for less than $50) *The Student Health Center is free for ALL students*
- Prescription: The amount of money you pay every time you need medicine. (Look for generic and name brand coverage) *The Student Health Center has some medicine for free*
Contact Us
822 Lee Drive
Jefferson City, MO 6510
E: StudentHealth@LincolnU.edu
P: 573-814-1170
In the event of an emergency, students may contact the Lincoln University Police Department at 573-681-5555 or visit an emergency room or urgent care center.